Buying A Second Hand Car In Zambia

So, you are thinking of buying a second hand / used car in Zambia, but you do not know where to start, what to look out for, and how much you should spend on what. Remember, to find that perfect second hand / used car you need to have patience and some knowledge- it will take effort to source a good second hand car in Zambia and you will need to restrain yourself until you find the right car at the right price.

Never rush into buying a used car in Zambia. This part is where the patience comes in! You need to start with a list of cars you would like and then start finding car sales and used car dealers across Zambia. Make sure to not only look for a used car dealer in the city you will be residing, but also look in other major cities like Lusaka, Ndola and Kitwe- in the end you must be sure that you know exactly what the Zambian car market has to offer.

Now, the question is where will you start looking for a used car in Zambia? If you’ve already checked the major car dealerships, the next step would be to take a look at the local newspapers like the Times of Zambia, Post Newspaper Zambia and the Daily Mail(specifically the classified sections) and surf the Internet for used cars by just going to one of the major search engines and typing in “car sales Zambia”, “used cars Zambia” or “second hand cars Zambia”. You can also contact local auction houses who are selling bank repossessed cars.

Some newspapers or publications we recommend include the Times of Zambia look out for the Post Newspaper Zambia. The Times of Zambia in Lusaka or the Goleka.com, which is also available online, will have plenty of cars to choose from. The Post Newspaper Zambia have a pull out weekly called Sangwapo all have sections where you can look for second hand cars and used car sales.

As the new owner of a used car you should enquire as to the costs for repairs and availability of spare parts. This will all give you an idea as to what the first service will put you back. Foreigners also need to apply for a Traffic register number before being able to register or licence their new car. For this you will need two colour passport size photographs and a copy of your Passport.

Always remember that when you are buying a used car you should read through the sales documentation carefully. In most cases the car is bought or sold without any warranty at all and in the condition as is.

This in effect means that you have to buy the right car. Buying a cheap car that isn’t in a good condition and will break in 3 months just is not worth the time and hassle.

Tips from Your Motorcycle Accident Hanford Attorneys for Avoiding a Collision

When you are involved in a motorcycle accident, it’s important to have an attorney working on your side. They can protect your rights and make sure you get the compensation you deserve. But it’s even better if you are never in this situation because it can be a huge hassle and injuries are never something that you want to deal with. Here are some tips from your motorcycle accident Hanford attorneys to help you stay safe on the roads without giving up your favorite two-wheeled vehicle.

Be Aware of Your Surroundings

One of the things that often leads to motorcycle accidents is when riders are not aware of their surroundings. It’s not enough to expect other drivers to look out for you. You have to look out for other drivers. You should be aware of everything around you – other cars, obstacles, anything that can cause a problem – so you can do what you need to do to avoid an accident. You should also make sure you aren’t distracted and always keep a safe distance between you and the vehicle in front of you.

Take a Safety Course

Even if you’ve been riding a motorcycle for several years, it never hurts to take a safety course. When you complete a motorcycle safety course, you can brush up on tips for staying safe and you can also save money on your insurance premiums by completing a safety course. There are hundreds of courses across the country – and probably one that’s right near you.

Proper Hand Positions

Most accidents occur in intersections. Whether it’s with two cars or a car and a motorcycle or any other combination, intersections can be quite dangerous. As a motorcyclist, your hand positions matter when approaching an intersection. You should have your hands positioned over your front and rear brakes as you approach a stop sign or a red light. This position helps you brake as quickly as possible. In fact, you should always be ready to brake, but your hands shouldn’t always be over your brakes because it could result in stopping accidentally at the wrong time.

Proper Road Position

In addition to your hands being in the proper position on your brakes, your motorcycle accident Hanford attorneys also suggest you have the right position on the road. You should position yourself closer to the right shoulder of the road if you are riding in the right lane and closer to the left shoulder of the road if you are riding in the left lane. The opposite is true, however, if you are going around a sharp curve to help avoid accidents with other vehicles on the road.

Honda Offers Motorcycle Rider Courses In Atlanta

The Motorcycle Safety Foundation offers a variety of motorcycle rider courses at the American Honda Complex in Alpharetta, Georgia, a northern suburb of Atlanta. These courses provide state of the art rider education for new riders as well as being refresher courses for more experienced riders. The goal is to make motorcycle riding a safer and more enjoyable experience. The Alpharetta complex is one of the most active training facilities in the country.

Motorcycle riders can enroll in the Basic RiderCourse to earn their license waiver. This 2 day course teaches both physical and mental skills that are important for safely operating a motorcycle. The course includes classroom instruction as well as riding time. In the Basic RiderCourse-2, students will continue to hone the traffic skills they learned in the initial course.

The Basic Bike Bonding RiderCourse is the next step in the curriculum. Riders will continue to develop and practice skills beyond those learned in the Basic RiderCourse. There is no classroom component in this course. The Ultimate Bike Bonding RiderCourse was developed for riders who have a solid foundation of basic skills and some recent riding experience. There is no classroom component. Experienced riders may want to take the Advanced RiderCourse or enroll in the soon-to-be-offered Street RiderCourse.

Those who have never ridden a motorcycle may want to try out the new SMARTrainer simulator, which mimics a motorcycle riding experience. A computer screen presents 17 different riding environments and situations for the rider to respond to. The environments include daytime riding, night riding, and different weather conditions. There is no fee to use the SMARTrainer, which is designed to be a bridge to the beginner courses.

The American Honda Complex also offers dirt bike school classes for those who want an exciting off road experience. The motorcycle and all protective gear are provided. There is a Closed Range Exercise Course, a Trail RiderCourse, and even a class geared specifically for females only. The dirt bike summer camps are also popular. Riders six years of age and older may sign up with a parent for dirt bike courses. Many families participate in these classes together.

Also available at the Honda Complex are ATV RiderCourses. These courses are conducted through the ATV Safety Institute. This hands-on training course for riders of all terrain vehicles emphasizes the skills and techniques necessary for responsible riding. The institute will soon offer a 3 Wheel Basic RiderCourse.

The Honda Motorcycle Safety Foundation Campus is located at the American Honda Complex at 1450 Morrison Parkway in Alpharetta, Georgia. Participants may register for courses online at www.offroad-training.org.

Did You Know that Your Credit Score Affects Texas Auto Insurance

Did You Know that Your Credit Score Affects Texas Auto Insurance? Credit Ratings and Insurance Premiums Are Intertwined in Texas

While many drivers don’t know it, Texas auto insurance law actually allows insurance companies to run your credit report before offering you a price for your policy. This helps the insurance company to determine your overall insurance risk and helps them determine the likelihood that you will pay your premiums on time. While few drivers are aware of this law, it helps to explain why some drivers with flawless records pay more in premiums than drivers with tickets who have superb credit ratings.

How to Tailor Your Credit for Lower Texas Auto Insurance

If you are worried that your credit score may drastically increase your auto insurance premiums, it is of course important to realize that the difference will not be so great that insurance becomes unattainable. With that said, however, improving your credit can certainly help you discount your overall policy premiums. Learning what you can do to improve your credit can help you save on Texas insurance as well as on other credit based purchases.

Credit Boosting Tips for Lower Auto Insurance in Texas
Paying your bills on time can lower Texas auto insurance premiums.
Pay more than the minimum on your credit cards each month to lower balances.
Keep lines of credit open longer and with low balances.
Consolidate old debts and make payments each month to improve your score quickly and lower Texas insurance rates. Do You Know Your Credit Score?

Monitoring your credit report can help you understand increases in your Texas auto insurance premiums. Keep an eye out for any fraudulent reports and make sure that you are staying on top of any debts. Simple monitoring can make a huge difference. If you see an item that looks suspicious, contact the reporting agency to verify that the debt is valid.

Texas Auto Insurance Rates Can Be Dropped

If you can improve your credit rating, you can lower your auto insurance premiums. We are all looking to save money in today’s economy, and improving your credit can help you save in many areas. Take the time to ask your insurer how your policy is affected by your credit and if there are old debts that are raising your premiums take care of them today so that you can pay less in Texas auto insurance tomorrow.

Car Insurance Supermarket

What can be a vehicle insurance coverage supermarket? Well, basically it’s like a broker for car or truck insurance. They mostly operate on the internet and present deals from all the major vehicle insurance policy companies, generally supplying some beneficial discounts suitable for your situation or auto.

So if you’re trying to find great deals from GEICO, esurance, AIG, Nationwide, or any from the other major insurance businesses in New York or about the American auto insurance marketplace as a whole, starting your search at a vehicle insurance policy supermarket is usually a fantastic way to finding the finest deal.

The New York Auto Insurance policy Hub might be considered a car insurance coverage supermarket in several ways as it gives the most recent discounts which are available from the prime insurance policy organizations that operate inside the state of New York – so examine this car insurance policy supermarket for the newest policies currently available in New York.

You’ll find quite a few internet sites on-line which fall under the vehicle insurance policy supermarket category but not all of them provide wonderful discounts from the major companies, so be certain to do your research and to look into as many distinct web-sites as possible to ensure that you’ll be able to compare the greatest quotes from each car or truck insurance policies supermarket web site.

And don’t forget, the New York Car Insurance Hub tries not to be beaten by other car insurance supermarkets when it comes to offering the most up-to-date and greatest policies offered on the new york automobile insurance policies market.

Whenever you need a new quote, you will be able to find an online car insurance supermarket that covers your area and that can find you the best quote for your area and for your particular car – so check out all the options available to you online today – and start saving lots of cash on your car insurance.

Auto Insurance For Senior Citizens

Auto insurance for senior citizens is a little bit different than for the rest of us due to their age, experience on the road, and the amount of time they spend driving. For the most part older drivers can get very inexpensive car insurance as long as they have no accidents or violations on their records. But finding affordable auto insurance for senior citizens follows the same process. It requires obtaining multiple quotes and comparing them line by line.

Good places to start for affordable car insurance for seniors are organizations like the AARP. These senior-centered organizations work on the behalf of older Americans to help them navigate through their golden years. Often they work out special deals with insurance companies to offer their members great policies at discounted prices.

Just remember that most of these organizations are not licensed to sell auto insurance. Instead, they contract with other insurance companies to sell policies carrying their brand name.

Age and Experience

The biggest thing seniors have been going for them in terms of cheap car insurance is their age and experience. Where teen drivers tend to pay some of the highest rates due to their lack of experience on the road, seniors can have 40 years or more under their belts. That can add up to pretty good savings when a driver has an overall favorable record. But a favorable record is the key.

According to statistics from the U.S. Census Bureau seniors over the age of 64 account for about 15% of all traffic accidents in America. It doesn’t necessarily mean they are always to blame, but they are at least involved. Car insurance companies take these statistics in the consideration when determining how much each senior pays for their policies.

By maintaining a clean driving record seniors are eligible for discounts based on their age and so many years of safe driving. Many companies offer significant savings for safe drivers both in the form of reduced premiums and lower deductibles. That’s one of the best ways for seniors to save money.

Reduced Time behind the Wheel

One of the other big factors that save seniors on their car insurance is the fact that they typically spend less time behind the wheel as they get older. Where younger drivers use their vehicles to go to and from work every day, plus transport the kids and engage in their own leisure activities, seniors are more apt to simply drive to and from social events and to run errands. Less mileage works in their favor by reducing the likelihood of an accident.

If you’re a senior driver looking for affordable auto insurance remember to get multiple car insurance quotes. Even if you’re going through an organization like the AARP or AAA, it still doesn’t hurt to get quotes from other companies in order to do a cost comparison. In the end, the more you compare the more likely it is you’ll get the cheapest car insurance possible.

Motor Vehicle Accidents A Killer On The Loose

Motor vehicle accidents are invariable caused by the driver’s negligent driving of a motor vehicle. Motor vehicles fall under two broad categories – Light Motor Vehicles (LMV) and Heavy Motor Vehicles (HMV).

Motor vehicle accidents are further categorized as follows – car crashing against another vehicle; car crashing against a human; a car striking an object or meeting with a fall from a precipice amongst others.

More and more governments all across the world are taking some serious action in reducing these accidents because of the staggering numbers of motor vehicle accidents.

Why do Most Motor Vehicle Accidents Happen?

* Excessive speeding of the vehicle is one of the top reasons for motor vehicle accidents. This usually happens when a vehicle goes beyond the prescribed limits. In the United States, most roads have speed limits that are strictly implemented.

* Cases of Motor Vehicle Accidents are also reported due to a driver being drunk. If a person in an inebriated state drives a car, he may in all probability not have full control of the car’s motion. Such drivers cause car crashes which could easily result in fatalities.

* Car crashes are also attributed to vehicle malfunction. A vehicle is composed of parts that ensure the safety and control of the vehicle – brakes, accelerators and fuel pumps are examples. When these do not work as they should, it can cause car crashes or accidents.

Some statistics on Motor Vehicle Accident for you

Here are some numbers on Motor Vehicle Accidents which are sure to surprise as well as shock you. Occupants of light cars like the BMW, Honda etc can survive death from a two car accident close to 92-94% of the time. This obviously means that 6% of the times when two car accidents take place, it results in occupants losing their lives. As per statistics, there are close to 1000 car accidents reported in the United States of America daily. Taking the figure of 6%, it means that 60 people lose their lives daily due to motor vehicle accidents.

What does the law do about this?

Most national governments have stepped in and laid down the law regarding motor vehicle accidents. When this happens, the person responsible for the accident is required to stop driving immediately. He is also required to hand in the papers of the car and his insurance papers to the police, FBI or any other law enforcement officer present at the scene. When found guilty, the driver may be sentenced to jail or is asked to pay a penalty.

The way ahead to stop vehicle accidents is to ensure that one drives safely. Though, the concept of manufacturing cars so that they comply with safety standards is increasingly gaining ground, the best policy is still summarized in the saying: “Drive Slowly, Reach safely”.

Ways To Turn Your Car Into Mobile Marketing

Good marketers are always looking for ways to promote their business. If they are not marketing their business in some form, then they feel that the moment is wasted. They use whatever they can to get the message through that they have something to sell, and do whatever they can to sell it. It is thus only natural that they would find a way to use their car as part of their marketing strategy.

The usual method is to use magnetic stickers on the side of a car either owned by the business owner or one hired to drive around with the advertisement on his car. Mobile wraps are also used, but the magnetic stickers are cheaper. In order to work, the ad must stand out, prompting the use of bright colors or color photos to draw attention to the car. Advertising a contest can also work; in some cases advertisers have a random drawing based on entrants that have submitted pictures of the car or information on the car’s location when spotted.

If the business owner decides to hire someone to drive around with the advertisement, then they need to keep in mind certain issues. The advertisement tends to work best on cars that are new or otherwise grab attention, such as older cars or cars that are unique; some companies have actually had a car designed and built or modified specifically for their business. City drivers are obviously preferred, as more people will see the car, and the driver must drive a certain number of miles a day in order for it to be worth the employer’s money. As long as a person is willing to abide by certain conditions, it can actually be profitable to even have their car wrapped as a moving advertisement.

Although vinyl wrap can be used, most people use magnets to turn their car into a company car. This allows the car to switch modes, allowing it to act as a personal car as needed; there are just some times when coming in with advertisements is not acceptable. Also magnets can look more professional than wrapping, especially as wrapping tends to the brighter and more garish. Nonetheless, a company is more likely to get more business, especially in areas where there are constant jams.

One issue that needs to be noted is that the cost of driving may be a possible deduction. Although the IRS frowns on using company cars as a deduction due to their use as personal transportation (the use needs to be delineated, and that is harder to do than most people think), the mileage can still be a source of deduction. Nonetheless, using a car as a roving advertisement can be an effective means of marketing even a small business.

Car accessories – enhance your car ownership experience

If they are asked did you get your money’s worth when you bought your car many persons will say they did. Some may qualify that a bit if they are not as satisfied as they hoped to be, and some others may say that in fact they got more than their money’s worth. Of course if you were to ask them to show how, of the huge number of dollars that they paid for the car each individual dollar has contributed to their satisfaction they would find it a tough question to answer. A car is treated as a whole and you cannot think of it as a set of small parts bought for a dollar each.

But it is not every day that you can take a major expense and your more routine expense size is much smaller than what you paid for the car. And for this you do need a justification for each small amount that you spend in terms of the value that you get. And the good thing is when you spend on car accessories that is exactly the comfort that you get. So long as you choose the products wisely you can pretty much ensure that each individual amount that you spend gives you great value.

You will be amazed at the thoughtful range of products that are available in car aftermarket products industry. Almost every little convenience imaginable has been thought of and a product has been made to meet the need that has been identified. You will not believe how much more pampered you can feel inside your good old car.

You will find you have options for products that will enhance the interior of the car and also you have another set of products that will enhance the exterior of the car such as car body kits. These products can improve the comfort and convenience in your car and they can enhance the looks and the ambiance of your car. You will enjoy choosing them from the comfort of your home. You can read up on the details and look for special offers. You can see the latest car accessories at www.ilovebodykits.com.

About Author:

Louie Liu has been in the car aftermarket products industry for 5years. He specializes in body kits, headlights, cold air intakes & other aftermarket products. You can learn more about car accessories and body kits at his site www.ilovebodykits.com.

The Benefits Of Obtaining Auto Insurance Quotes Online

These days it is not only extremely beneficial but also often the law for drivers to have automobile insurance coverage. The only exception to this rule would be the few who can prove they are financially capable of covering any costs that would normally be handled by an insurance company following an incident. Comparing auto insurance quotes online can help you avoid the repercussions of being uninsured as quickly and easily as possible.

It is so important to get auto insurance for your vehicle as soon as possible because if you violate any road rules in an area where it is illegal to be non-insured, you may end up facing consequences as serious as jail time for failing to provide the authorities with a valid insurance policy.

In the past, shopping around for quotes from different insurance companies was not particularly easy to do, especially within a reasonable amount of time. Many companies offered minimal customer service over the phone – if any at all – so you were required to spend a considerable amount of time arranging and attending scheduled face to face visits.

Those who insist on this old fashioned way of obtaining auto insurance quotations simply need to experience the range of benefits involved in doing it online instead. There isn’t any need for formal meetings, which eliminates a lot of the usual hassles like making appointments, trips through traffic, and waiting rooms.

On top of it all, in-person meetings take more time and effort than going online yet don’t guarantee nearly as much detailed information as what internet generated auto insurance quotes can offer. The reason for this is insurance sales agents will only want to disclose as much savings as it will take to have you purchase their insurance.

The Internet won’t withhold any information from you that you are seeking when shopping for the best auto insurance. It is so simple to obtain various accurate auto insurance quotes online that there really aren’t any good reasons not to try it. After all, you must to be insured, and now you can find the best policy for you in as little time as possible.